Legal
Our policies
Privacy, terms, refunds and our disclaimer, all in one place.
Privacy Policy
Your birth details are personal. This explains what we collect, why, and how we keep it safe.
Last updated: 2 November 2026
1. Who we are
Chamundeshwari Jyothishya Mandira (“we”, “us”), 293/B basement, 7th cross, Doddabasti main road, Near BBMP office, Nagarbhavi 1st Stage, Gnana Bharathi, Bengaluru, Karnataka 560056, provides astrology reports and consultations through this website.
2. What we collect
- Contact details: your name, email address and WhatsApp number.
- Birth details: name, date, time and place of birth for each person a report or consultation is about, and the language you choose.
- Consultation details: your chosen date, time, type and any question you share with us.
- Payment details: the amount, status and Razorpay transaction ID. Card, UPI and bank details are entered directly with Razorpay and are never seen or stored by us.
3. How we use it
- To prepare and deliver your report, or hold your consultation.
- To process and verify your payment.
- To send you order updates, booking details and your report link by WhatsApp and email.
- To answer your questions and handle refunds, and to keep records required by law.
We do not sell your data, and we do not use your birth details for marketing.
4. Who we share it with
Only what is needed, with trusted providers who work on our behalf: Razorpay (payments), Supabase (secure database and file storage), Cloudflare (website hosting), Resend (email) and WhatsApp (messages). We may also disclose data if the law requires it.
5. How we protect it
Data is sent over encrypted connections. Reports are kept in private storage and open only through your own link, which works for 15 minutes at a time. Only our authorised staff can see order details, and every action is logged.
6. How long we keep it
Report PDF files are deleted 7 days after they are ready. Please download and save your report. We keep the order record (without the file) for as long as needed to answer questions, handle refunds and meet tax and legal requirements.
7. Your rights
You can ask us to access, correct or delete your personal data at any time. Some records may need to be kept where the law requires it. These rights are provided in line with India's Digital Personal Data Protection Act, 2023.
8. Cookies
We use only what the website needs to work, such as remembering your light or dark theme. We do not use advertising or tracking cookies.
9. Contact
For any privacy question or request, email support@chamundeshwariastrology.com or WhatsApp 085488 20212.
Terms and Conditions
Please read these terms before ordering. By using this website or placing an order, you agree to them.
Last updated: 2 November 2026
1. Our services
We provide personalised astrology reports delivered as PDF files, and one-on-one consultations online or in person. Prices are shown in Indian rupees on each page.
2. Your details
- Please give accurate and complete details. Reports are prepared only from what you submit, so check them on the review step before paying.
- If you order for someone else, you confirm you have their permission to share their birth details.
- You must be at least 18 years old to place an order. A parent or guardian may order for a child.
3. Orders and payment
- Payments are processed securely by Razorpay.
- Your order is confirmed only after your payment is verified. You then receive an order or booking ID.
- We may refuse or cancel an order, for example if the details are incomplete. You will be refunded in full if we do.
4. Delivery
We aim to deliver reports within 24 hours of a verified payment. You download the report with the private link we send on WhatsApp and email, or from the Download Report page with your order ID and email. The file is available for 7 days.
5. Consultations
Consultations are held at the date and time you book (India time). Please be on time. In-person consultations are free to book, and the consultation fee is paid during the visit. Cancelling and rescheduling follow our Refund and Cancellation Policy.
6. Nature of astrology
Astrology offers guidance, not certainty. Our reports and consultations are not a substitute for medical, legal, financial or psychological advice. Please read our Disclaimer.
7. Personal use
Reports are for your personal use. The content and design of this website and our reports belong to Chamundeshwari Jyothishya Mandira and may not be resold or published without permission.
8. Liability
To the extent permitted by law, our total liability for any claim relating to an order is limited to the amount you paid for that order. We are not liable for decisions you make based on a report or consultation.
9. Governing law and changes
These terms are governed by the laws of India, with courts in Bengaluru having jurisdiction. We may update these terms; the version in force when you place an order applies to that order.
Refund and Cancellation Policy
Our reports and consultations are prepared personally for you. This explains when you can cancel and when a refund applies.
Last updated: 2 November 2026
1. Astrology reports
- Before we start: you can cancel for a full refund until we begin preparing your report.
- Once preparation has started or the report is delivered: orders can't be cancelled or refunded, because the work is done specifically for you.
- Late delivery: we aim to deliver within 24 hours. If your report hasn't been delivered within 72 hours of a successful payment, you can ask for a full refund any time before it is delivered.
- Errors on our side: if the report has the wrong name or birth details compared with what you submitted, is in the wrong language, or the file doesn't open, tell us within 7 days of delivery and we will send a corrected report free. If we can't correct it, we refund you in full.
- Mistakes in the details you entered: contact us straight away. We correct it free if we haven't started preparing your report. After that, a new order is needed.
2. Consultations
- In-person consultations: booking is free and nothing is paid online. The consultation fee is paid during your visit.
- Cancelling an online session: online consultations and report explanation calls are paid in full when you book. Cancel at least 24 hours before your booked time and we refund the amount you paid, minus a ₹49 booking fee. Cancellations less than 24 hours before are not refundable.
- Rescheduling: you can reschedule once free if you ask at least 12 hours before your booked time, subject to availability.
- Missed consultations: if you don't join within 15 minutes of the start time, the consultation is treated as missed and is not refundable.
- If we need to cancel: you can choose a new time or, for online sessions, a full refund. For in-person bookings we will offer a new time.
3. Payment issues
- If you were charged more than once for the same order, the extra payment is refunded in full.
- If money was deducted but your order wasn't confirmed, it is refunded in full. Most banks reverse such payments automatically; if not, please contact us.
4. How refunds are paid
Approved refunds go back to your original payment method through Razorpay, usually within 5 to 7 working days of approval, depending on your bank.
5. How to cancel or ask for a refund
Send us your order or booking ID and the reason on WhatsApp 085488 20212 or by email at support@chamundeshwariastrology.com.
Reports and consultations are offered for guidance. Disagreeing with predictions or their outcome is not a reason for a refund. See our Disclaimer.
Disclaimer
Last updated: 2 November 2026
The reports and consultations provided by Chamundeshwari Jyothishya Mandira are based on the principles of Vedic astrology and are offered for guidance and personal insight.
Astrology describes tendencies and possibilities. It does not guarantee any particular outcome, and our interpretations should not be treated as certain predictions of future events.
Our reports and consultations are not a substitute for professional medical, legal, financial or psychological advice. For decisions in these areas, please consult a qualified professional.
The accuracy of a report depends on the accuracy of the birth details provided. We are not responsible for results based on incorrect or incomplete details.
Any decisions you make based on our reports or consultations are your own responsibility.